← All instruments: the full set 1973
high 19,401 · low 589.63 · now 19,401 · 7 recessions shaded 2026
F17 · DEPOSIT BASE
Deposits, all commercial banks
19,401
CALM ROBUST z 1.41 DRS 95 weekly as of 2026-07-22
Where it sits: higher than ~99% of its last decade: near the top of its record.
The full history
How it is read
- What it measures
- deposit base
- Where it sits
- higher than ~99% of its last decade: near the top of its record: at the 99th percentile of its last decade.
- z vs. its window
- 1.41 (strain side: down). 520 observations in the window.
- State rule
- z < 1 CALM · 1 ≤ z < 2 WATCH · z ≥ 2 EXTREME, measured only toward the declared strain side.
- Confidence
- ROBUST : a primary official series, mechanically reported.
- Reliability (DRS)
- DRS 95: A deposit-flight proxy: an unusually fast drawdown of the banking system's deposit base is the strain side (down).
Where it comes from
FRED ↗ Every number on this site is reproducible from this primary source.
What it read at past stress points
| Lehman, Sep 2008 | 6,902 | · CALM |
|---|---|---|
| Q4-2018 selloff | 12,381 | · CALM |
| Curve inversion, Aug 2019 | 12,850 | · CALM |
| COVID crash, Mar 2020 | 13,763 | · CALM |
Questions it helps answer
- The Plumbing : Is the banking and credit system carrying its load?